Accepted Payment Methods
1: Currently Exclusive: We accept payments via PayPal, and all credit and debit cards linked to Paypal.
Currency & Exchange Rates
1: Transaction Currency: All orders are processed in US Dollars (USD).
2: Currency Conversion: For non-USD PayPal accounts:
- Final charges are converted by PayPal at their current exchange rate.
- Foreign transaction fees or rate fluctuations are imposed by PayPal or your bank, not Funny Whimsy.
Security & Verification
1: PCI DSS Compliance: Payments are processed through PayPal – we never store or access your card details, ensuring Level 1 PCI DSS security.
2: PayPal Authentication: PayPal may require account login or identity verification to complete transactions.
Payment Process
1: Checkout Redirection: Clicking "Pay Now" redirects you to PayPal’s secure portal.
2: Payment Status:
- Successful payments trigger a PayPal receipt and Funny Whimsy order confirmation email.
- Failed payments (e.g., insufficient funds, bank decline) automatically cancel the order.
Refund Rules
1: Refund Policy: Refund Policy.
Common Payment Failures
1: Insufficient PayPal balance/card limit
2: Unverified PayPal account
3: Bank fraud prevention blocks
4: Billing-to-cardholder address mismatch
Key Disclaimers
1: Pre-authorization Holds: PayPal may place a temporary hold (not an actual charge) on your funds. If canceled, holds lift within 5-7 business days.
2: Third-party Risks: Funny Whimsy is not liable for PayPal system errors, bank delays, or exchange rate fluctuations.
Contact Us
Email: service@funnywhimsy.com